Struggling to find an apartment in Plano, TX, because of past credit issues, evictions, or rental history challenges? You’re not alone. Many people face hurdles when searching for a place to call home—but second chance apartments offer a lifeline.
These communities understand that everyone deserves a fresh start, and they’re willing to work with applicants who may not meet traditional rental criteria. Whether you’re rebuilding your credit, recovering from a financial setback, or simply need a more flexible leasing option, Plano has second chance apartments ready to welcome you.
In this guide, we’ve handpicked the top 20 second chance apartments in Plano, TX, based on affordability, landlord flexibility, and tenant reviews. From cozy studios to spacious family-friendly units, we’ll help you find the perfect place to restart your rental journey—without the stress of rejection.
Ready to secure your next home? Let’s dive in!
What Are Second Chance Apartments?
Second chance apartments are rental communities that offer flexible approval criteria for applicants with:
- Bad credit or low credit scores (below 600)
- Past evictions or broken leases
- Collections or charge-offs
- Bankruptcy (Chapter 7 or Chapter 13)
- Criminal background (case-by-case basis)
- No credit history
- Foreclosures
These properties typically evaluate applicants based on current income stability, employment verification, and rental references rather than solely relying on credit scores.
Second Chance Apartments in Plano, TX
1. Park Place Apartments
Address: 2425 Hoblitzelle Drive, Plano, TX 75074
Phone: (972) 423-2506
Rent Range: $950 – $1,350
What They Accept: Bad credit, collections, credit scores below 550, past evictions (case-by-case)
Deposit: $350 – $500
Features: Swimming pool, fitness center, covered parking, laundry facilities, pet-friendly with deposit
Notes: Considers current employment and income over credit history. Flexible payment plans available for deposits. Close to major employers and shopping centers.
2. The Hamilton Apartments
Address: 3000 Custer Road, Plano, TX 75075
Phone: (469) 298-5200
Rent Range: $1,100 – $1,550
What They Accept: Bad credit, bankruptcy, broken leases, no credit history
Deposit: $400 – $600
Features: Resort-style pool, 24-hour fitness center, business center, clubhouse, garage parking available
Notes: Case-by-case review for applicants with rental history issues. Requires proof of stable income (3x rent). Pet-friendly community with breed restrictions.
3. Legacy Creekside Apartments
Address: 5901 Legacy Drive, Plano, TX 75024
Phone: (972) 985-4800
Rent Range: $1,050 – $1,450
What They Accept: Bad credit, collections, credit scores below 600, past evictions (over 2 years old)
Deposit: $300 – $550 (based on credit)
Features: Two swimming pools, sand volleyball court, fitness center, business center, package lockers, pet park
Notes: Works with applicants showing current financial responsibility. Accepts co-signers. Updated units with modern appliances available.
4. Waterford Landing Apartments
Address: 4701 Old Shepard Place, Plano, TX 75093
Phone: (469) 429-8200
Rent Range: $900 – $1,300
What They Accept: Bad credit, broken leases, bankruptcy (discharged), no credit
Deposit: $350 – $500
Features: Swimming pool, playground, laundry facilities, covered parking, pet-friendly
Notes: Flexible screening criteria with focus on employment verification. Offers month-to-month leases after initial term. Utility packages available.
5. Preston Hollow Apartments
Address: 3100 Parker Road, Plano, TX 75023
Phone: (972) 516-6789
Rent Range: $1,000 – $1,400
What They Accept: Bad credit, collections, credit scores below 580, criminal background (case-by-case)
Deposit: $400 – $650
Features: Gated community, pool with sundeck, fitness center, clubhouse, private garages available
Notes: Comprehensive application review considering all factors. Requires 2.5x monthly rent as income. Recently renovated units with granite countertops.
6. Ridgemont Park Apartments
Address: 6301 K Avenue, Plano, TX 75074
Phone: (972) 398-3400
Rent Range: $875 – $1,250
What They Accept: Bad credit, evictions (over 3 years), bankruptcy, no credit history
Deposit: $300 – $450
Features: Swimming pool, on-site laundry, playground, ample parking, pet-friendly with restrictions
Notes: Known for working with challenging credit situations. Management focuses on current ability to pay. Close to public transportation.
7. Villas at Park Place
Address: 2401 Avenue K, Plano, TX 75074
Phone: (972) 423-6464
Rent Range: $950 – $1,375
What They Accept: Bad credit, broken leases, collections, credit scores below 550
Deposit: $400 – $600 (negotiable)
Features: Two pools, fitness center, business center, covered parking, washer/dryer connections
Notes: Flexible deposit payment options. Accepts rental history letters from previous landlords. Pet-friendly with pet deposit.
8. The Lodge at Plano
Address: 6000 Custer Road, Plano, TX 75023
Phone: (469) 854-2100
Rent Range: $1,100 – $1,600
What They Accept: Bad credit, bankruptcy (case-by-case), broken leases, no credit
Deposit: $500 – $750
Features: Resort-style pool, outdoor kitchen, fitness center, clubhouse, dog park, attached garages
Notes: Holistic application review process. Higher deposit may be required for credit challenges. Move-in specials often available.
9. Creekwood Apartments
Address: 3020 Spring Creek Parkway, Plano, TX 75023
Phone: (972) 519-1900
Rent Range: $925 – $1,325
What They Accept: Bad credit, evictions (older than 2 years), collections, no credit
Deposit: $350 – $500
Features: Swimming pool, playground, laundry facilities, pet-friendly, ample parking
Notes: Understanding management team for credit-challenged applicants. Requires proof of current employment. Near shopping and restaurants.
10. The Reserve at Plano
Address: 7600 Windridge Drive, Plano, TX 75025
Phone: (469) 467-8300
Rent Range: $1,050 – $1,500
What They Accept: Bad credit, bankruptcy (discharged), broken leases, collections
Deposit: $400 – $700
Features: Two pools, fitness center, business center, package receiving, covered parking, pet park
Notes: Case-by-case evaluation for all applicants. May require additional security deposit for credit issues. Offers furnished units.
11. Bentley Place Apartments
Address: 1224 Shiloh Road, Plano, TX 75074
Phone: (972) 423-5658
Rent Range: $895 – $1,275
What They Accept: Bad credit, collections, credit scores below 560, broken leases (over 2 years)
Deposit: $350 – $550
Features: Swimming pool, fitness center, playground, laundry facilities, covered parking, pet-friendly
Notes: Focuses on employment history and current income. Offers flexible lease terms. Management willing to work with applicants showing financial improvement. Close to DART stations.
12. Timber Ridge Apartments
Address: 6801 Hedgcoxe Road, Plano, TX 75024
Phone: (972) 596-2800
Rent Range: $975 – $1,350
What They Accept: Bad credit, bankruptcy (discharged), evictions (case-by-case), no credit history
Deposit: $400 – $600
Features: Two swimming pools, tennis courts, fitness center, clubhouse, business center, dog park
Notes: Accepts co-signers for credit-challenged applicants. Requires 2.5x rent in monthly income. Pet-friendly with breed restrictions. Recently updated interiors available.
13. Summerwood Cove Apartments
Address: 6100 Ohio Drive, Plano, TX 75024
Phone: (469) 586-7100
Rent Range: $1,025 – $1,425
What They Accept: Bad credit, collections, credit scores below 580, past evictions (over 3 years)
Deposit: $400 – $650 (based on credit review)
Features: Resort-style pool, outdoor grilling area, fitness center, package lockers, covered parking
Notes: Holistic application review considering all circumstances. May require additional month’s rent as deposit for severe credit issues. Move-in specials frequently available.
14. Crosswinds Apartments
Address: 2200 Midway Road, Plano, TX 75093
Phone: (972) 867-5400
Rent Range: $850 – $1,225
What They Accept: Bad credit, broken leases, collections, bankruptcy, criminal background (non-violent)
Deposit: $300 – $500
Features: Swimming pool, laundry facilities, playground, ample parking, pet-friendly with deposit
Notes: Known for lenient screening criteria. Management works with challenging credit situations. Requires proof of stable employment. Convenient location near shopping centers.
15. Park Creek Apartments
Address: 3232 San Jacinto Drive, Plano, TX 75074
Phone: (972) 516-4200
Rent Range: $925 – $1,300
What They Accept: Bad credit, evictions (older than 2 years), collections, credit scores below 550
Deposit: $350 – $525
Features: Swimming pool, fitness center, business center, covered parking, washer/dryer connections
Notes: Flexible deposit payment plans available. Accepts rental history from previous landlords. Management reviews each application individually. Pet-friendly community.
16. The Crest at Park Central
Address: 5550 Spring Valley Road, Plano, TX 75024
Phone: (469) 298-9400
Rent Range: $1,100 – $1,575
What They Accept: Bad credit, bankruptcy (case-by-case), broken leases, no credit history
Deposit: $500 – $750
Features: Luxury pool with cabanas, state-of-the-art fitness center, clubhouse, garage parking, pet spa
Notes: Higher-end property with flexible screening. Requires 3x rent as income. Will work with credit-challenged applicants who meet income requirements. Renovated units with premium finishes.
17. Ridgeview Ranch Apartments
Address: 2817 Avenue K, Plano, TX 75074
Phone: (972) 423-1515
Rent Range: $875 – $1,250
What They Accept: Bad credit, collections, evictions (over 2 years), bankruptcy, no credit
Deposit: $325 – $475
Features: Swimming pool, playground, on-site laundry, covered parking, pet-friendly
Notes: Very accommodating management for second chance renters. Focuses on current ability to pay rent. Offers short-term leases. Accepts Section 8 vouchers.
18. Meadow Creek Apartments
Address: 2100 Coit Road, Plano, TX 75075
Phone: (972) 881-9400
Rent Range: $950 – $1,350
What They Accept: Bad credit, broken leases, collections, credit scores below 570, criminal background (case-by-case)
Deposit: $375 – $575
Features: Two pools, fitness center, business center, volleyball court, covered parking, pet park
Notes: Case-by-case evaluation for all credit situations. May require co-signer or larger deposit. Management prioritizes stable employment. Close to Legacy business district.
19. Village Green Apartments
Address: 4109 Dexter Drive, Plano, TX 75093
Phone: (972) 612-3300
Rent Range: $900 – $1,275
What They Accept: Bad credit, evictions (older than 3 years), bankruptcy (discharged), collections
Deposit: $350 – $550
Features: Swimming pool, fitness room, laundry facilities, playground, ample parking, pet-friendly with restrictions
Notes: Understanding management team experienced with second chance applicants. Requires verifiable income and employment. Offers flexible move-in dates. Family-friendly community.
20. Willow Bend Apartments
Address: 5757 Mapleshade Lane, Plano, TX 75093
Phone: (469) 484-6100
Rent Range: $1,050 – $1,450
What They Accept: Bad credit, broken leases, collections, bankruptcy, credit scores below 580
Deposit: $450 – $700 (negotiable)
Features: Resort-style pool, 24-hour fitness center, clubhouse with kitchen, business center, covered parking, dog park
Notes: Comprehensive application review process. Will work with applicants showing financial recovery. Accepts rental references and character letters. Pet-friendly with deposit. Near major highways for easy commuting.
Read — Second Chance Apartments in Greenspoint
Tips for Getting Approved at Second Chance Apartments
1. Gather Documentation
- Recent pay stubs (last 2-3 months)
- Bank statements showing financial stability
- Employment verification letter
- Previous landlord references
- Proof of income (W-2s, tax returns)
2. Be Honest and Upfront
Explain your credit situation clearly and show how you’ve improved your financial circumstances.
3. Offer a Larger Deposit
If possible, offering a higher security deposit can increase approval chances.
4. Get a Co-Signer
Having someone with good credit co-sign your lease significantly improves approval odds.
5. Show Proof of Income
Most second chance apartments require 2.5-3x the monthly rent as verifiable income.
6. Provide Character References
Letters from employers, previous landlords, or community members can help your application.
What to Expect During the Application Process
Application Fees: $35 – $75 per adult applicant
Processing Time: 24-48 hours for most properties
Move-In Costs: First month’s rent + security deposit (sometimes negotiable)
Income Requirements: Typically 2.5-3x monthly rent
Background Checks: Most properties conduct criminal and credit checks
Final Thoughts
Finding a second chance apartment in Plano, TX is entirely possible with the right approach. The properties listed above have proven track records of working with applicants who have credit challenges. Remember to be honest about your situation, demonstrate current financial stability, and provide thorough documentation.
Don’t let past credit issues prevent you from finding quality housing in Plano. Contact these properties directly to discuss your specific situation and available options. Many property managers are willing to work with applicants who show genuine effort to rebuild their rental history.
Start your apartment search today and take the first step toward your fresh start in Plano, Texas!
