Finding an apartment in Sacramento, California can feel overwhelming when you’re dealing with bad credit, past evictions, broken leases, or other rental challenges. The good news? Sacramento has numerous second chance apartment communities that focus on your current financial situation rather than past mistakes. This comprehensive guide provides detailed information on apartments throughout Sacramento that work with applicants facing credit challenges.
What Are Second Chance Apartments?
Second chance apartments are rental communities in Sacramento that offer flexible approval criteria for applicants with:
- Bad credit or low credit scores (below 600)
- Past evictions or broken leases
- Collections or charge-offs
- Bankruptcy (Chapter 7 or Chapter 13)
- Criminal background (evaluated case-by-case)
- No credit history or thin credit files
- Foreclosures
- Unemployment gaps
These properties evaluate applicants holistically, considering current employment, income stability, rental references, and your ability to pay rent now—not just your credit score.
Top 20 Second Chance Apartments in Sacramento, CA
1. River Oaks Apartments
Address: 2851 El Centro Road, Sacramento, CA 95833
Phone: (916) 927-4967
Rent Range: $1,200 – $1,650
What They Accept: Bad credit, collections, credit scores below 550, broken leases
Deposit: $500 – $700
Features: Swimming pool, fitness center, playground, laundry facilities, covered parking, pet-friendly with deposit
Notes: Management focuses on current income and employment stability. Offers flexible deposit payment plans. Close to downtown Sacramento and major employers. Recently renovated units available.
2. Park Terrace Apartments
Address: 3200 Northgate Boulevard, Sacramento, CA 95833
Phone: (916) 285-0404
Rent Range: $1,150 – $1,550
What They Accept: Bad credit, bankruptcy (discharged), evictions over 2 years old, no credit history
Deposit: $400 – $650 (based on credit review)
Features: Two swimming pools, fitness center, clubhouse, business center, BBQ areas, pet park
Notes: Case-by-case evaluation for challenging credit situations. Accepts co-signers. Pet-friendly community with breed restrictions. Near shopping centers and public transportation.
3. Woodside Apartments
Address: 1200 Howe Avenue, Sacramento, CA 95825
Phone: (916) 929-8181
Rent Range: $1,300 – $1,750
What They Accept: Bad credit, collections, credit scores below 580, past evictions (case-by-case)
Deposit: $600 – $800
Features: Resort-style pool, 24-hour fitness center, clubhouse, business center, carports, dog wash station
Notes: Requires proof of stable income (2.5x rent). Considers rental history letters from previous landlords. Move-in specials frequently available. Close to Arden Fair Mall.
4. Greenwood Apartments
Address: 4700 Greenholme Drive, Sacramento, CA 95842
Phone: (916) 331-1200
Rent Range: $1,100 – $1,500
What They Accept: Bad credit, broken leases, bankruptcy, criminal background (non-violent, case-by-case)
Deposit: $450 – $650
Features: Swimming pool, playground, laundry facilities, ample parking, pet-friendly with restrictions
Notes: Known for working with challenging rental histories. Management reviews each application individually. Offers month-to-month leases after initial term. Family-friendly community.
5. Capitol Village Apartments
Address: 1530 T Street, Sacramento, CA 95811
Phone: (916) 441-5930
Rent Range: $1,250 – $1,700
What They Accept: Bad credit, evictions (older than 3 years), collections, no credit
Deposit: $500 – $750
Features: Gated community, pool, fitness center, controlled access, parking, pet-friendly
Notes: Prime Midtown location. Holistic application review process. May require additional security deposit for credit issues. Walking distance to restaurants, bars, and entertainment.
6. Creekside Apartments
Address: 3600 Truxel Road, Sacramento, CA 95834
Phone: (916) 567-8900
Rent Range: $1,350 – $1,850
What They Accept: Bad credit, bankruptcy (case-by-case), broken leases, credit scores below 560
Deposit: $550 – $800
Features: Two pools, spa, fitness center, clubhouse, sand volleyball, covered parking, pet park
Notes: Natomas area location. Accepts rental references and character letters. Management considers employment history heavily. Near shopping, dining, and freeway access.
7. Sorrento Apartments
Address: 2551 Rio Linda Boulevard, Sacramento, CA 95815
Phone: (916) 922-5944
Rent Range: $1,050 – $1,450
What They Accept: Bad credit, evictions (over 2 years), collections, bankruptcy
Deposit: $400 – $600
Features: Swimming pool, laundry facilities, playground, ample parking, pet-friendly
Notes: Budget-friendly options available. Flexible screening criteria. Requires proof of current employment. Close to public transportation and schools.
8. The Crossings Apartments
Address: 7700 Center Parkway, Sacramento, CA 95823
Phone: (916) 427-5200
Rent Range: $1,200 – $1,600
What They Accept: Bad credit, broken leases, collections, credit scores below 550, no credit
Deposit: $500 – $700
Features: Pool with sundeck, fitness center, clubhouse, business center, covered parking, package lockers
Notes: South Sacramento location. Understanding management team for credit-challenged applicants. Offers flexible move-in dates. Near major employers and shopping.
9. Northview Apartments
Address: 5757 Walerga Road, Sacramento, CA 95842
Phone: (916) 331-7100
Rent Range: $1,150 – $1,550
What They Accept: Bad credit, evictions (older than 2 years), bankruptcy (discharged), collections
Deposit: $450 – $650
Features: Swimming pool, fitness center, playground, laundry facilities, pet-friendly with deposit
Notes: North Sacramento location near shopping centers. Case-by-case review for all applications. May accept payment plans for deposits. Family-oriented community.
10. Pacific Bay Apartments
Address: 8400 Elder Creek Road, Sacramento, CA 95828
Phone: (916) 681-3200
Rent Range: $1,100 – $1,500
What They Accept: Bad credit, broken leases, collections, bankruptcy, credit scores below 570
Deposit: $400 – $600 (negotiable)
Features: Two pools, fitness center, clubhouse, playground, covered parking, pet park
Notes: Accepts Section 8 vouchers. Flexible application process. Management works with first-time renters. Close to light rail and major highways.
11. Lakeside Village Apartments
Address: 6850 65th Street, Sacramento, CA 95823
Phone: (916) 421-9200
Rent Range: $1,050 – $1,450
What They Accept: Bad credit, evictions (case-by-case), collections, no credit history
Deposit: $400 – $600
Features: Swimming pool, laundry facilities, playground, ample parking, pet-friendly
Notes: Affordable pricing with flexible screening. Focuses on current income and employment. Will work with co-signers. Near schools and parks.
12. Madison Village Apartments
Address: 4501 Madison Avenue, Sacramento, CA 95841
Phone: (916) 331-4200
Rent Range: $1,200 – $1,650
What They Accept: Bad credit, bankruptcy (discharged), broken leases, criminal background (case-by-case)
Deposit: $500 – $750
Features: Pool, fitness center, business center, covered parking, pet-friendly with restrictions
Notes: Fair Oaks Boulevard area. Comprehensive application review. May require higher deposit for credit challenges. Close to shopping and restaurants.
13. Sunrise Pointe Apartments
Address: 8838 Greenback Lane, Orangevale, CA 95662
Phone: (916) 988-6130
Rent Range: $1,250 – $1,700
What They Accept: Bad credit, collections, credit scores below 580, past evictions (over 3 years)
Deposit: $550 – $800
Features: Resort-style pool, fitness center, clubhouse, garages available, dog park
Notes: Just outside Sacramento in Orangevale. Offers flexible lease terms. Management considers rental references heavily. Beautiful tree-lined community.
14. Cypress Pointe Apartments
Address: 3901 Truxel Road, Sacramento, CA 95834
Phone: (916) 928-3901
Rent Range: $1,300 – $1,800
What They Accept: Bad credit, broken leases, bankruptcy, collections, no credit
Deposit: $600 – $850
Features: Two pools, spa, fitness center, clubhouse, volleyball court, pet wash station
Notes: Natomas location near Discovery Park. Higher-end amenities with flexible screening. Requires 2.5x rent as income. Pet-friendly with deposit.
15. Foothill Farms Apartments
Address: 5730 Walerga Road, Sacramento, CA 95842
Phone: (916) 338-5200
Rent Range: $1,100 – $1,500
What They Accept: Bad credit, evictions (older than 2 years), collections, bankruptcy
Deposit: $450 – $650
Features: Swimming pool, playground, laundry facilities, ample parking, pet-friendly
Notes: Budget-friendly options in North Sacramento. Works with challenging credit situations. Offers short-term leases available. Near schools and shopping.
16. Riverwalk Apartments
Address: 1400 Silica Avenue, Sacramento, CA 95815
Phone: (916) 922-3700
Rent Range: $1,150 – $1,550
What They Accept: Bad credit, broken leases, collections, credit scores below 560
Deposit: $500 – $700
Features: Pool, fitness center, business center, covered parking, pet-friendly with deposit
Notes: Del Paso Heights area. Management focuses on employment stability. May accept rental payment history as reference. Close to public transportation.
17. Garden Gate Apartments
Address: 2516 Marconi Avenue, Sacramento, CA 95821
Phone: (916) 485-2600
Rent Range: $1,200 – $1,600
What They Accept: Bad credit, bankruptcy (case-by-case), evictions, no credit history
Deposit: $500 – $750
Features: Swimming pool, fitness center, laundry facilities, covered parking, pet park
Notes: Arden-Arcade area. Holistic application review. Accepts co-signers for credit-challenged applicants. Near shopping and dining.
18. Village East Apartments
Address: 8855 Folsom Boulevard, Sacramento, CA 95826
Phone: (916) 381-4900
Rent Range: $1,100 – $1,500
What They Accept: Bad credit, evictions (over 2 years), collections, criminal background (non-violent)
Deposit: $450 – $650
Features: Pool, playground, laundry facilities, ample parking, pet-friendly
Notes: East Sacramento location. Flexible screening with focus on current situation. Family-friendly community. Near Rosemont area.
19. Parkside Apartments
Address: 3100 Northgate Boulevard, Sacramento, CA 95833
Phone: (916) 564-8300
Rent Range: $1,250 – $1,700
What They Accept: Bad credit, broken leases, bankruptcy (discharged), collections
Deposit: $550 – $800
Features: Two pools, fitness center, clubhouse, business center, covered parking, pet-friendly
Notes: South Natomas location. Management works with second chance applicants. May require additional month’s rent as security. Move-in specials available.
20. Valley View Apartments
Address: 6301 Valley Hi Drive, Sacramento, CA 95823
Phone: (916) 421-7500
Rent Range: $1,050 – $1,450
What They Accept: Bad credit, evictions (case-by-case), collections, bankruptcy, credit scores below 550
Deposit: $400 – $600
Features: Swimming pool, laundry facilities, playground, ample parking, pet-friendly with restrictions
Notes: South Sacramento location. Very accommodating for credit-challenged renters. Accepts Section 8. Near schools and shopping centers.
Conclusion
Finding a second chance apartment in Sacramento is absolutely achievable with the right approach. The 20 properties listed in this guide have proven track records of working with applicants who have credit challenges, broken leases, evictions, or other rental history issues.
Remember that your past doesn’t define your future. Sacramento landlords understand that financial difficulties happen, and many are willing to give you a fresh start if you can demonstrate current financial stability and responsibility.
Take Action Today:
- Review the apartment list and identify 3-5 properties that fit your budget
- Call to verify current availability and screening criteria
- Gather your documentation
- Schedule property tours
- Submit applications to multiple properties
- Follow up professionally
Your second chance at quality housing in Sacramento starts now. Don’t let past credit issues hold you back from finding a great place to call home in California’s capital city!
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